Frequent Flyer Programs Membership By Airline

Frequent Flyer Programs

Miles From Airline Credit Cards

Frequent Flyer programs were introduced by airlines to give extra benefit to their loyal customers and since then this concept of earning miles by enrolling in a Frequent Flyer program has come a long way and so have the options through which one can earn miles! Miles now can be earned from airline sponsored credit cards or bank sponsored credit cards. Airline sponsored credit cards are attached to a specific carrier while bank credit cards that offer miles can be used with various major airlines. Which option is best suited for one entirely depends on the individual’s choice and needs.

For every dollar you spend you can get miles for airline, hotel or car. But let’s just focus on miles from credit cards that benefit in getting those air tickets. Airline credit cards are beneficial for those people who fly with a particular airline which covers most of their destinations or routes. Also, if the airline has it’s hub in the city where you live or a nearby city then you won’t have an issue as all the common destinations or routes of yours can be accessed easily.

So as you spend, you accrue reward points which can be converted to miles which can be used to get free airline tickets, first class upgrades, other perks related to air travel such as free companion ticket with membership, lost luggage insurance, travel accident insurance which is covered by airline credit cards only and not normal credit cards. Often bonus miles can be earned through various other transactions, promotional schemes like these are introduced time to time by the airlines or the credit cards associated with the airline. Points that you earn while spending money with your card, is transferred to your Frequent Flyer account. The benefits that you can avail from these points and the number of points that you can earn vary from card to card. Other valuable benefits that you can profit from by choosing an airline credit card besides the point system are purchase protection, extended warranties, auto rental insurance and fraud protection.

Now once you have made your mind to go for an airline credit card then what all should you consider and check-

• Make sure that your credit history is clean and you pay off your bills on time. Because if you fail to make payments on time then airline credit cards charge somewhere between 5-6% higher interest rate then other credit cards.
• Make sure that airline you are choosing covers most of your common destinations because if the airline does not go to your common destinations then you may not be able to use your miles.
• The penalty for not paying your bills on time can have more than one consequence.
• Two things need to be checked - the interest rate on the airline credit card and the annual fees. If you have clean record of payments then you need not worry otherwise you should go for a card with lower interest rate.
• You can own two cards - one an airline card on which points earned out of purchases count and the other credit card for normal purchases, this way a large amount will not be accumulated on the airline credit card for payment.
• Never forget to read the fine print in the card’s terms and conditions.

If you search the net you will find many websites which provide a detailed comparison of all the cards and it is advisable that you do a comprehensive search before choosing a card. The selection of the card totally depends on your needs. But before selecting an airline card make sure that you can fly the same airline almost everywhere!

CreditMe.com is a free online credit cards review and application website. We offer credit cards selection from visa, airline credit cards, master cards, bank of America, orchard bank, discover, American express, citicards, visa credit cards, and many others. We have quite some categories and hundreds of credit cards selection to fit your need. Compare credit cards at http://www.creditme.com.

Source: www.articlecity.com

Frequent Flyer Programs » Frequent Flyer Programs Membership By Airline

Miles From Airline Credit Cards